Our Vision
To become a trusted, sustainable, and member-centered cooperative institution delivering innovative financial services and contributing to community prosperity.
Welcome to Ganeshjal Multipurpose Co-operative Ltd
Building Prosperity Together
A community-based financial institution committed to quality cooperative services — promoting savings, facilitating affordable loans, and empowering members through transparent, sustainable financial management.
- Registered cooperative
- Independently audited
- Member owned & governed
About Us
A Trusted Financial Partner in Surkhet
Ganeshjal Multipurpose Co-operative Ltd was established to empower local communities through cooperative financial services. Since its establishment, we have consistently focused on member satisfaction, financial inclusion, and sustainable development.
The cooperative offers a range of savings and loan products while maintaining sound financial management and good governance — operating on the cooperative principles of voluntary membership, democratic control, economic participation, autonomy, education, cooperation among cooperatives, and concern for community.
Our Mission
- Promote savings culture
- Provide accessible loans
- Support entrepreneurship
- Improve members' living standards
- Ensure transparent governance
- Strengthen cooperative values
Core Values
- Transparency
- Accountability
- Trust & Integrity
- Member Participation
- Sustainable Development
What We Offer
Our Services
Reliable savings, affordable credit and member-focused services designed around your financial goals.
Digital Banking
Mobile Banking
Our Smart App puts everyday banking in your pocket — check balances, move money, pay bills and top up, round the clock.
Free Download
Ganeshjal Smart App
सरल र सुरक्षित बैंकिङ — कारोबार अब तपाईंको हातमा
- Balance Enquiry ब्यालेन्स जानकारी
- Mini Statement मिनी स्टेटमेन्ट जानकारी
- Cheque Request & Stop चेक अनुरोध र चेक रद्द
- Fund Transfer नगद ट्रान्सफर
- Inter-bank Transfer अन्तर बैंक रकम ट्रान्सफर
- Loan Information लोनको जानकारी
- Utility Bill Payments युटिलिटी बिल पेमेन्ट्स
- Mobile, TV & Internet Top-up मोबाइल, टिभी र इन्टरनेट टपअप
- SMS Alerts & Notifications एसएमएस अलर्ट र एप नोटिफिकेसन
- Card-less ATM Cash कार्डबिना एटिएम भुक्तानी
Balances can also be loaded to your eSewa wallet, and funds sent to or received from any commercial bank, development bank or finance company.
Missed Call Banking
Recharge your mobile with a single missed call — no internet needed.
9848112257ATM Card
Withdraw and pay nationwide with your cooperative debit card.
SCT · UnionPayQR Payment
Scan and pay at any merchant straight from the Smart App.
fonepay accepted
Our Strengths
Why Choose Us?
Trusted Cooperative
Transparent Governance
Member Focused
Affordable Loan Services
Competitive Savings Schemes
Experienced Management
Strong Financial Growth
Concern for Community
From the Leadership
Messages from Our Leadership
Chairperson
Chairperson, Board of Directors
Chairman's Message
Ganeshjal Multipurpose Co-operative Ltd has successfully completed another productive fiscal year with the continued trust and support of our valued members. Despite economic challenges, the cooperative maintained financial stability, expanded member services, and strengthened institutional governance.
Chairman's Message
Chairperson
Chairperson, Board of DirectorsGaneshjal Multipurpose Co-operative Ltd has successfully completed another productive fiscal year with the continued trust and support of our valued members. Despite economic challenges, the cooperative maintained financial stability, expanded member services, and strengthened institutional governance.
We remain committed to transparency, accountability, and sustainable growth — and sincerely thank all members, employees, regulators, and stakeholders for their continued confidence in our institution.
Executive Director
Executive Director
Executive Director's Message
On behalf of the management team at Ganeshjal Multipurpose Co-operative Ltd, I extend my sincere gratitude to our members for their continued trust. Our team remains focused on delivering efficient, member-friendly services while strengthening the cooperative's operational and financial foundation.
Executive Director's Message
Executive Director
Executive DirectorOn behalf of the management team at Ganeshjal Multipurpose Co-operative Ltd, I extend my sincere gratitude to our members for their continued trust. Our team remains focused on delivering efficient, member-friendly services while strengthening the cooperative's operational and financial foundation.
We are committed to innovation, sound risk management, and putting our members first in everything we do — building a stronger, more resilient institution together.
Our Foundation
Cooperative Principles
We follow the internationally recognized cooperative principles.
Voluntary and Open Membership
Democratic Member Control
Member Economic Participation
Autonomy and Independence
Education, Training and Information
Cooperation among Cooperatives
Concern for Community
This Year
Annual Achievements
- Continued growth in savings mobilization
- Expanded loan investment
- Improved digital financial services
- Strengthened financial governance
- Conducted member education programs
- Maintained positive financial performance
- Enhanced institutional capacity
For Members
Member Benefits
- Secure savings
- Easy loan access
- Competitive returns
- Financial guidance
- Cooperative education
- Community participation
- Long-term financial security
Updates
Notices
Moments
Gallery
AGM Programs
Community Activities
Training Sessions
Award Ceremonies
Office Gallery
Member Events
Resources
Downloads
Reports, statements and forms for our members.
Reach Us
Contact Us
Ganeshjal Multipurpose Co-operative LtdBirendranagar, Surkhet,
Karnali Province, Nepal
Karnali Province, Nepal
Office HoursSunday – Friday
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